Attention homeowners in Chehalis and Lewis County: Get an Appraisal today!![]() The top reasons WA homeowners hire Hubbard Appraisals, LLC:
Own a house in or near Chehalis, WA and need help deciding the price of it?
At Hubbard Appraisals, LLC, we understand the special needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a homeowner that probably doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours. Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Hubbard Appraisals, LLC, we're seasoned in helping people just like you rid themselves of unneeded PMI insurance. Challenging Lewis county's assessment of your propertyLets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Hubbard Appraisals, LLC is your chief weapon when challenging your property tax assessment. HELOC recently frozen?If your home is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Hubbard Appraisals, LLC can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house. |